Sikowd Terms and Conditions —
Transparent Platform Usage Guide

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User" or "Player") and sikowd, the online gaming platform operating under the domain sikowd.fun. These Terms govern all aspects of platform use, including access to games, financial transactions, bonus usage, and any interaction with sikowd services.

By performing any of the following actions, you are deemed to have read, understood, and agreed to be bound by these Terms:

• Registering a new account on the sikowd platform
• Log in to your existing account
• Making any deposit or withdrawal
• Accessing or playing any game in the sikowd Game Lobby
• Receiving any bonus or promotion from sikowd

Sikowd reserves the right to update, amend, or replace these Terms at any time without prior notice. The latest version of these Terms will always be displayed on this page along with the update date. Continued use of the sikowd platform after any amendment is published constitutes your acceptance of the revised Terms.

To use the sikowd platform, you must meet all the following eligibility requirements at all times:

• Aged at least 18 years of age at the time of registration and throughout use of the platform.
• Having full legal capacity to enter into a binding agreement under applicable law.
• Not be on any list of individuals prohibited from using sikowd's services, whether due to fraud, abuse, or prior Terms violations.
• Not register on behalf of another individual or business entity without sikowd's written consent.
• Using legitimate funds not derived from illegal activities for any transaction on the sikowd platform.

Sikowd reserves the right to request proof of age and identity verification at any time. Failure to submit the required documents within the specified timeframe may result in account suspension or closure pending verification.

Each player is only permitted to hold one (1) registered account on the sikowd platform. Holding more than one account ("multiple accounts") is a serious violation that may result in the closure of all associated accounts and the forfeiture of all related balances and bonuses.

During the registration process, you agree to:

• Providing truthful, accurate, current, and complete information as required in the registration form.
• Maintaining and updating your account information whenever any changes occur.
• Keeping your password and login details confidential and not sharing account access with any other party.
• Take full responsibility for all activities that occur within your account.

The Identity Verification (KYC) process is a standard part of sikowd's operations. Players may be required to submit identity verification documents such as a national ID, passport, or supporting financial documents prior to their first withdrawal or upon reaching certain transaction limits. This KYC process is implemented to protect players and ensure platform security.

Sikowd supports a variety of local Malaysian payment methods for player convenience. All transactions are processed in Malaysian Ringgit (MYR). Available payment methods include DuitNow, FPX, local bank transfer, Touch 'n Go eWallet, Boost, and GrabPay.

Regarding Deposits:

• Deposits are processed instantly upon confirmation by the payment provider.
• Sikowd does not charge any hidden fees on deposits.
• Minimum and maximum deposit limits may vary depending on the selected payment method.
• Players are responsible for ensuring that deposited funds are legitimately theirs.

Regarding Withdrawals:

• Withdrawals are processed to the same bank account or e-wallet used for the deposit, for anti-money laundering security purposes.
• A verification process may be required for withdrawals exceeding certain limits.
• Sikowd reserves the right to suspend withdrawals for accounts that are currently under review or KYC verification.
• Winnings from bonuses are subject to wagering requirements that must be fulfilled before a withdrawal is permitted.

Sikowd is not liable for any delays caused by third-party banking systems, payment provider technical issues, or failure to comply with the required verification procedures.

Sikowd offers a wide range of attractive bonuses and promotions for both new and existing players. Each bonus and promotion is subject to specific terms stated on the relevant promotions page. The following general terms apply to all bonus types at sikowd:

• Wagering Requirement: All bonuses have wagering requirements that must be met before bonus funds or bonus-related wins can be withdrawn. These wagering requirements are clearly stated in each promotion's terms.
• Bonus Validity Period: Every bonus has a validity period. Bonuses that are unused or whose wagering requirements are not met within this period will expire automatically.
• Maximum Wagering Limit: While a bonus is active, a maximum betting limit per round or per wager may apply. Exceeding this limit may result in bonus cancellation.
• One Bonus Per Campaign: Players are only eligible to receive one bonus per promotional campaign, unless otherwise stated.
• Bonus Abuse: Any attempt to abuse the bonus system, including the use of betting strategies designed to meet wagering requirements without genuine risk, may result in bonus cancellation and action against the account.

Sikowd reserves the right to modify, suspend, or cancel any bonus or promotion at any time at its sole discretion. sikowd's decision regarding any bonus dispute is final and binding.

All games available on the sikowd platform use a Random Number Generator (RNG) system certified by independent international bodies. This RNG system ensures that every game outcome is completely random and free from any external influence.

Specific rules for each game are displayed within the respective game interface. Players are responsible for understanding the rules of a game before placing any wagers. Wins are calculated based on the game rules published by the respective game providers.

• Game results displayed on the sikowd platform are final.
• In the event of a technical disruption during a game session, sikowd will restore the session to its actual state prior to the disruption based on server records.
• Wagers placed during a technical disruption or system failure may be voided and funds returned to the player's account.
• The RTP (Return to Player) value for each game is openly displayed in the game information. This RTP value is a long-term estimate and not a guarantee of returns in any individual play session.

Live Casino games at sikowd are presented by professional live dealers using high-quality video streaming technology. Live Casino game rules and outcomes are subject to the respective provider's rules and are final.

Players are strictly prohibited from doing any of the following while using the sikowd platform:

• Fraud & Manipulation: Any attempt to cheat, manipulate, or exploit technical vulnerabilities in the platform to gain an unfair advantage.
• Money Laundering: Using the sikowd platform to launder, transfer, or conceal proceeds from illegal activities.
• Multiple Accounts: Registering or maintaining more than one account, whether using the same or different identities.
• Account Sharing: Allowing another individual to access, use, or operate your account.
• Hacking & Cyber Attacks: Any attempt to gain unauthorised access to the platform's systems, databases, or other users' accounts.
• Service Disruptions: Taking any action that disrupts or damages the operations of the sikowd platform or the experience of other players.
• Impersonation: Impersonating a sikowd representative or any other individual for fraudulent purposes.

Sikowd takes the protection of player personal data very seriously. All data collected is processed in accordance with Privacy Policy sikowd comprehensive. The following is a summary of our data security commitments:

• All communications between your device and sikowd's servers are protected by 256-bit SSL encryption.
• User passwords are stored in hashed form and cannot be decrypted.
• Bank card data and financial information are processed by PCI-DSS certified payment providers — sikowd does not store card data directly.
• Internal access to player data at sikowd is restricted to staff with a legitimate operational need only.
• Sikowd conducts regular security audits and penetration testing to ensure the platform remains secure at all times.

Players are responsible for keeping their login credentials secure. sikowd recommends that players use a strong, unique password and enable two-factor authentication (2FA) where available for an additional layer of protection.

To the extent permitted by applicable law, sikowd, its directors, employees, partners, and agents shall not be liable for:

• Any financial losses incurred as a result of betting or gaming activity on the sikowd platform.
• Service disruptions caused by factors beyond sikowd's control, including internet failures, third-party server issues, or natural disasters.
• Loss or damage arising from the use of information provided on the platform for purposes other than entertainment.
• Any act or omission by a player that violates these Terms and results in loss to any party.

In all circumstances, sikowd's maximum liability to any player shall not exceed the total amount deposited by that player within the 30 days preceding the event giving rise to the liability claim.

Sikowd is committed to promoting healthy and responsible gaming habits. We believe that online gaming should be a source of entertainment only and should never be treated as a primary source of income or a means of resolving financial difficulties.

The following self-control tools are available to all registered sikowd players:

• Deposit Limit: Set daily, weekly, or monthly deposit limits to manage your spending.
• Loss Limit: Set a maximum loss amount you are comfortable with over a period of your own choosing.
• Session Time Limit: Set a maximum duration for each gaming session before a reminder or automatic logout is triggered.
• Temporary Self-Exclusion: Suspend access to your account for a period ranging from 24 hours to 6 weeks.
• Permanent Self-Exclusion: Permanently close your account with the irreversible permanent self-exclusion option.

Sikowd reserves the right to suspend or close any player's account at any time at its sole discretion, particularly in the following situations:

• Violation of any section of these Terms and Conditions.
• Fraud, manipulation, or any attempt to deceive the platform or other players.
• Failed identity verification or provision of false information during registration or the KYC process.
• Activities indicating money laundering or other criminal conduct.
• Requests from relevant authorities or regulatory bodies.
• Players found to be under 18 years of age.

Players may also request voluntary account closure at any time by contacting the sikowd support team. Prior to closure, all applicable bonus wagering requirements must be fulfilled, and any eligible balance will be processed for withdrawal in accordance with standard procedures.

Sikowd reserves the right to amend, update, or replace any part of these Terms and Conditions at any time. Players will be notified of any material changes through one of the following means:

• Notices displayed on the sikowd platform homepage.
• Notification messages within the player account.
• Email sent to the address registered in the player's account.

The "Updated" date displayed at the top of this document indicates when these Terms were last reviewed and updated. It is the player's responsibility to check this page periodically to ensure they remain informed of the latest version.

Your continued use of the sikowd platform after any amendment is published constitutes your acceptance of the revised terms. If you do not agree with the amendment, you may request account closure through our support team before the amendment's effective date.

These Terms and Conditions are governed by and interpreted in accordance with the laws applicable to sikowd's operating jurisdiction. Any dispute arising in connection with these Terms or the use of the sikowd platform shall first be resolved through sikowd's internal dispute resolution procedure.

Sikowd operates under a valid licence and complies with all applicable regulatory requirements. Licence proof and regulatory information are available for inspection upon a legitimate request through sikowd's official support channels.

• Players are responsible for ensuring that use of the sikowd platform is lawful under their local laws.
• Sikowd makes no representation that its services are legal or suitable for use in all jurisdictions.
• All claims or disputes must be submitted within 12 months of the date of the incident giving rise to the claim.